Investment Calculators
Free online investment calculators for SIP, compound interest, lump sum investments, and goal planning. Plan your financial future with accurate calculations and make informed investment decisions.
SIP Calculator
Calculate returns on your Systematic Investment Plan (SIP) with different investment amounts, time periods, and expected returns.
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Calculate how your investments grow over time with compound interest at different compounding frequencies.
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Calculate returns on one-time investments over different time periods and expected return rates.
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Calculate how much you need to invest regularly to reach your financial goals within a specific time frame.
Use CalculatorAbout Investment Calculators
Our investment calculators provide accurate and easy-to-use tools for planning your financial future. Whether you're saving for retirement, a home, education, or any other financial goal, our calculators can help you make informed investment decisions.
SIP Calculator
The SIP (Systematic Investment Plan) Calculator helps you calculate the potential returns on your regular investments over time. By entering your monthly investment amount, investment period, and expected annual return rate, you can see how your wealth could grow through the power of compounding and regular investing. This calculator is particularly useful for mutual fund investments and long-term financial planning.
Compound Interest Calculator
The Compound Interest Calculator helps you understand how your investments grow over time through the power of compounding. By entering your principal amount, interest rate, time period, and compounding frequency, you can see how your money grows exponentially. This calculator is useful for fixed deposits, bonds, and other interest-bearing investments.
Lump Sum Calculator
The Lump Sum Calculator helps you calculate the potential returns on a one-time investment over a specific period. By entering your investment amount, time period, and expected annual return rate, you can see how your wealth could grow through the power of compounding. This calculator is useful for planning one-time investments like windfalls, bonuses, or inheritance.
Investment Goal Calculator
The Investment Goal Calculator helps you determine how much you need to invest regularly to reach a specific financial goal within a given time frame. By entering your target amount, time horizon, and expected annual return rate, you can see how much you need to invest monthly or annually to achieve your goal. This calculator is useful for planning for specific financial goals like retirement, education, or a home purchase.
Frequently Asked Questions
What is a SIP (Systematic Investment Plan)?
A Systematic Investment Plan (SIP) is an investment strategy where you invest a fixed amount regularly (usually monthly) in mutual funds or other investment vehicles. SIPs allow you to benefit from rupee-cost averaging (buying more units when prices are low and fewer when prices are high) and the power of compounding over time.
How does compound interest work?
Compound interest is the interest calculated on both the initial principal and the accumulated interest from previous periods. It's essentially "interest on interest," which makes your money grow exponentially over time. The more frequently interest is compounded (daily, monthly, quarterly, annually), the more your investment grows.
What's the difference between SIP and lump sum investments?
In a SIP, you invest a fixed amount regularly over time, while a lump sum investment involves investing a large amount all at once. SIPs help reduce the impact of market volatility through rupee-cost averaging and are suitable for regular income earners. Lump sum investments might be better when you have a large amount available and believe the market is at a low point.
How accurate are these investment calculators?
Our calculators use standard financial formulas and provide reasonably accurate projections based on the inputs you provide. However, actual investment returns can vary due to market fluctuations, changes in interest rates, and other factors. These calculators should be used as planning tools rather than guarantees of future returns.