Free Capital Gains Tax Calculator
Calculate your capital gains tax liability with our free online calculator. Estimate taxes on profits from selling stocks, property, mutual funds, and other assets with our easy-to-use tool.
Capital gains tax applies to profits from selling assets like stocks, mutual funds, real estate, and other investments. Our calculator helps you determine your tax liability based on holding period and asset type.
Section 54, 54B, 54D, 54EC, and 54F provide various exemptions for capital gains. Reinvesting in specified assets can help reduce or eliminate capital gains tax liability.
Capital gains tax applies to profits from selling assets like stocks, mutual funds, real estate, and other investments. The tax rate depends on the type of asset and holding period.
| Asset Type | Short-term Period | Long-term Period | STCG Tax Rate | LTCG Tax Rate |
|---|---|---|---|---|
| Equity Shares/Mutual Funds | ≤ 12 months | > 12 months | 15% | 10% (above ₹1 lakh) |
| Real Estate | ≤ 24 months | > 24 months | As per slab | 20% (with indexation) |
| Other Assets | ≤ 36 months | > 36 months | As per slab | 20% (with indexation) |
For long-term capital gains on non-equity assets, indexation benefit allows you to adjust the purchase price for inflation, reducing your taxable gains. The Cost Inflation Index (CII) is notified annually by the government.
Capital gains tax applies to profits from selling assets like stocks, mutual funds, real estate, and other investments. The tax rate depends on the type of asset and holding period. Our calculator helps you determine your exact tax liability.
For long-term capital gains on non-equity assets, indexation benefit allows you to adjust the purchase price for inflation using the Cost Inflation Index (CII). This reduces your taxable capital gains significantly.
| Financial Year | CII | Financial Year | CII |
|---|---|---|---|
| 2023-24 | 331 | 2018-19 | 280 |
| 2022-23 | 317 | 2017-18 | 272 |
| 2021-22 | 301 | 2016-17 | 264 |
| 2020-21 | 301 | 2015-16 | 254 |
| 2019-20 | 289 | 2014-15 | 240 |
Understanding capital gains through practical examples helps in better tax planning. Here are common scenarios and their tax implications.
Scenario: Purchased shares for ₹1,00,000 in Jan 2022, sold for ₹1,50,000 in Mar 2024
Holding Period: 26 months (Long-term)
Capital Gain: ₹50,000
Tax: ₹0 (Exempt up to ₹1 lakh for equity LTCG)
Scenario: Purchased property for ₹50,00,000 in 2018, sold for ₹80,00,000 in 2024
Holding Period: 6 years (Long-term)
Indexed Cost: ₹50,00,000 × (331/280) = ₹59,10,714
Indexed Gain: ₹80,00,000 - ₹59,10,714 = ₹20,89,286
Tax: ₹20,89,286 × 20% = ₹4,17,857
Maintain detailed records of all transactions including purchase receipts, sale deeds, improvement costs, and indexation calculations. Proper documentation is crucial for claiming exemptions and defending tax positions.
Stay updated with recent changes in capital gains tax rules. The government periodically revises tax rates, exemption limits, and holding period requirements. Our calculator is regularly updated to reflect the latest tax provisions.
For high-value transactions or complex scenarios, consider consulting with tax professionals. They can help structure transactions optimally and ensure compliance with all applicable provisions.
Calculate your capital gains tax liability with our free online calculator. Estimate taxes on profits from selling stocks, property, mutual funds, and other assets with our easy-to-use tool.